Disclaimer

General Disclaimer

This Disclaimer applies to the use of Amanah Invest and its content. We provide information for general educational and informational purposes only. The content on our website, including information about ASB Malaysia, Amanah Saham Bumiputera, PNB funds, unit trusts, and ASB dividends, is intended to help you understand investment concepts and develop financial awareness.

We do not provide personalized investment recommendations or financial advisory services. The information presented is based on publicly available data and general knowledge about Malaysian investment products and fund structures. We make no representations or warranties regarding the accuracy, completeness, or timeliness of any information displayed on our platform.

Your use of our website and reliance on its content is entirely at your own risk. We are not responsible for any decisions you make based on information found here, including decisions regarding ASB loans, unit trust purchases, or dividend tracking activities.

No Professional Advice

Nothing on our website constitutes legal, financial, tax, or investment advice. We are not licensed financial advisors, investment consultants, or registered brokers. Our educational content about Amanah Saham Malaysia, ASB fund overviews, and PNB dividend education is meant to increase general awareness only.

Before making any investment decisions, opening an ASB account, taking out an ASB loan, or purchasing unit trust products, you should consult with qualified professionals including licensed financial advisors, tax consultants, and investment brokers who understand your personal circumstances. Different investment strategies suit different individuals based on their financial goals, risk tolerance, and life circumstances.

We strongly encourage you to conduct thorough independent research and seek professional guidance from Bursa Malaysia, Securities Commission Malaysia, or other regulatory bodies for official guidance on Malaysian investment products and fund performance.

Liability Limits

We disclaim all liability for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our website or reliance on our content. This includes losses related to investment decisions, financial outcomes, or any other consequences of accessing our platform.

To the maximum extent permitted by law, we are not liable for any errors, omissions, or inaccuracies in our content about ASB Malaysia, Amanah Saham Bumiputera structures, PNB funds, unit trust basics, or ASB dividend information. We do not guarantee that our website will be uninterrupted, error-free, or free from viruses or malicious code.

We reserve the right to modify, suspend, or discontinue our services at any time without notice. We are not responsible for any technical difficulties, service interruptions, or data loss that may occur. Our liability for any claims arising from your use of our website is limited to the maximum extent permitted by applicable Malaysian law.

Changes to This Disclaimer

We may update this Disclaimer from time to time to reflect changes in our services, legal requirements, or other circumstances. When we make material changes, we will update the “Last updated” date at the top of this page. Your continued use of our website following any changes constitutes your acceptance of the updated Disclaimer.

We recommend reviewing this page periodically to stay informed of any updates or modifications. If you do not agree with any changes, please discontinue your use of our website immediately.

Third-Party Content and Links

Our website may reference or discuss information about third-party services, financial institutions, or investment products. We do not endorse, recommend, or assume responsibility for any third-party content, services, or products mentioned. Any references to ASB products, PNB funds, or unit trust platforms are for informational purposes only.

If our website contains links to external resources or third-party websites, we are not responsible for their content, accuracy, or availability. These links are provided for your convenience and do not constitute endorsement or approval of those sites. Please review the terms and privacy policies of any external websites you visit.

User Responsibilities

By accessing our website, you agree to use it lawfully and responsibly. You are responsible for maintaining the confidentiality of any account information and for all activities conducted through your access to our platform. You agree not to use our website for any illegal, fraudulent, or harmful purposes.

You acknowledge that you have read, understood, and agree to be bound by this Disclaimer. If any provision of this Disclaimer is found to be unenforceable, the remaining provisions will continue in full force and effect to the maximum extent permitted by law.