Terms of Service

Acceptance of Terms

These Terms of Service govern your use of Amanah Invest and its services. By accessing and using our website, you acknowledge that you have read, understood, and agree to be bound by these terms. We reserve the right to modify these terms at any time, and your continued use of our services following such modifications constitutes your acceptance of the updated terms. If you do not agree with any part of these terms, you must discontinue your use of our website immediately. We provide information and educational content related to Malaysian investment products, including Amanah Saham Bumiputera, unit trusts, and PNB funds. Your use of our services indicates your acceptance of our policies and your commitment to comply with all applicable laws and regulations.

User Obligations

When using our services, you agree to comply with all applicable laws and regulations in Malaysia and your jurisdiction. You are responsible for maintaining the confidentiality of any account information and passwords. You must not use our website for any unlawful purposes, including but not limited to fraudulent activities, harassment, or distribution of harmful content. We expect users to provide accurate information when interacting with our platform and to refrain from attempting to gain unauthorized access to our systems. You acknowledge that you are responsible for all activities conducted through your use of our website. We prohibit the reproduction, distribution, or transmission of any content from our website without explicit written permission. Additionally, you agree not to engage in any form of automated access, scraping, or data mining of our website.

Intellectual Property Rights

All content on our website, including text, graphics, logos, images, audio, and video materials, is the intellectual property of our organization or licensed third parties. This includes educational materials about ASB dividends, unit trust basics, and PNB fund information. You are granted a limited, non-exclusive, non-transferable license to access and view this content for personal, non-commercial purposes only. We retain all rights to our intellectual property, and you may not modify, adapt, translate, or create derivative works based on our content without our prior written consent. Unauthorized reproduction or distribution of our materials violates copyright law and may result in legal action. We actively protect our intellectual property rights and monitor for unauthorized use. Any attempt to claim ownership of our content or to misrepresent its origin is strictly prohibited.

Limitation of Liability

Our website provides educational information about Malaysian investment products and financial concepts. We do not provide personalized financial advice, and the information presented should not be considered as investment recommendations or professional financial guidance. We are not liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of or inability to use our services. This includes losses related to investment decisions made based on information from our website. We make no warranties, expressed or implied, regarding the accuracy, completeness, or reliability of our content. While we strive to provide accurate and up-to-date information about ASB, Amanah Saham Malaysia, and unit trust concepts, market conditions and regulations change constantly. You assume all risks associated with your use of our website and acknowledge that we cannot guarantee specific outcomes or returns.

Termination of Access

We reserve the right to terminate or restrict your access to our website at any time, with or without cause and without prior notice. Termination may occur if you violate these terms, engage in unlawful activities, or if we determine that continued access poses a risk to our services or other users. Upon termination, you must immediately cease all use of our website and delete any downloaded content. We are not responsible for any consequences resulting from termination of access, including loss of access to saved information or educational materials. In the event of termination, any provisions of these terms that by their nature should survive termination will continue to apply. We may reinstate access at our sole discretion, but we are under no obligation to do so. Termination does not release you from any obligations incurred prior to termination.

These terms constitute the entire agreement between you and us regarding your use of our website and services. If any provision of these terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect. Your use of our website is at your own risk, and we encourage you to review all information carefully and conduct your own research before making any investment decisions.